Maria Storti is your FHA certified appraisal companyThe FHA publishes a list of approved appraisers for each state - Maria Storti is on the roster of approved appraisers for CA. If you have an FHA-secured mortgage, be sure to contact Maria Storti, as we are approved and certified to perform FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Maria Storti is well-trained on how to comply with the rules and regulations provided. Be sure to contact Maria Storti if you need an appraisal done for an FHA-secured loan. If your property loan is FHA approved, that means that the loan has been secured by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). The lending company provides all the finances; the FHA simply backs the transaction through mortgage insurance in case the borrower defaults on his or her loan. Low-income and moderate-income consumers benefit from an FHA-secured financial transaction; the point of the Federal Housing Administration is to help credit-worthy potential buyers to meet expectations and necessities for lending agencies that they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are particularly beneficial to those consumers with less accessible starting capital. |